A 29 month loan with a 3.98% fixed APR would have monthly payments of $36.23 per $1,000 borrowed. The as low as rate applies to vehicle model years 2019 and newer. Vehicle loan rates with the TrueCar/NCI discount currently as low as 3.98% APR, depending on credit history, loan term and vehicle model year. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 1/24/23 and includes a discount for using a Cal Coast Auto Buying Service Powered by TrueCar at or New Cars Inc, our personalized concierge auto buying service ( or New Cars Inc). Rates are subject to change without notice.A valid driver's license and current insurance information are required at time of financing. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. Up to 110% financing available based on credit worthiness and model year. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible. No Lemon Law buybacks or grey/salvage titles. Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. Rates and terms as of are based on credit history, subject to credit approval and subject to change. Rate discount available for certain deposit accounts Rate Discount Available for certain deposit accounts (cannot be combined) Terms up to 120 months on RV and boat loans. Terms up to 66 months for 2021 and older. Up to 75 months on 2022 model year and newer motorcycles and sports vehicles. Terms up to 75 months for 2018 and older. Terms up to 84 months on model years 2019 and newer. ![]() ![]() Motorcycles, sport vehicles, RV, and Boat loans 2016 model year and newer. 8.28% on 2014 or older, classic, exotic, or specialty vehicles Additional rates as low as 5.48% on 2015-2018 models. Additional rates as low as 5.48% on 2015-2018 model years and 8.28% on 2014 or older, classic, exotic, or specialty vehicles
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